Services
Home Purchases & Refinances
- Residential, investment, and commercial real estate
- Help homebuyers set the stage to become owners with a home loan
- Programs for experienced rental property investors
- Special programs for experienced builders & rehabbers
- Finding the best mortgage rates for your situation
Loan Products & Programs
- 15 & 30 Year Fixed Terms
- USDA & VA 100% Loans
- FHA 96.5% Loans
- FHA 100% Down Payment Assistance
- 1x Close Construction Loans
- FHA 203k and FNMA HomeStyle
- Rehab Loans ("fix 'n flip")
About Kuleana
In Hawaiian, the word kuleana refers to a sense of responsibility. At Kuleana Mortgage, we are serious in our commitment to serve community members in their journey to becoming homeowners, and to advance their life financial goals. You can visit us in person in Hilo, HI or give us a call with your home financing questions.